How is financial coaching different from financial planning?

Financial Coaching focuses on helping individuals build strong money habits, improve financial literacy, and stay accountable to their goals. It’s ideal for those looking to get out of debt, manage spending, and gain control over their day-to-day finances. Coaches guide behavior and mindset, not investments.

Financial Planning is a more technical service that involves creating long-term strategies for wealth management, retirement, taxes, and investments. Financial planners often manage assets or sell financial products.

In short:

• Coaching = habit-building, budgeting, debt reduction, and empowerment

• Planning = investment strategy, retirement, tax optimization, and asset management
  

How long will it take to see results?

Honestly, that all depends on you. When the client and coach are dedicated to improvement of the financial situation, great growth can occur within a few sessions! If the client is apprehensive or doesn’t follow through on their end with the actions required, then it can take months, years, or never happen.

Where will we have meetings?

Meetings can occur anywhere you are most comfortable. Talking about finances can be a difficult topic and we at Tactical Wealth want you as comfortable as possible. If you prefer to have a meeting at your house, no problem! Coffee shop? Sure! Our office? Even better! We do recommend meeting at our office periodically so we have access to all tools and paperwork which may become handy during your session, specifically during the first few sessions.

Do you work with couples or individuals?

Both! We work with couples who have combined finances such as people who are married or other financial combinations. We also work with individuals who are looking to get their own finances back on track regardless of age or income. If you are married, we would love to work with both of you so that the progression of your family is done as a family.

What if I have a pressing question or an issue comes up? Can I contact you outside of the sessions?

Absolutely! If you are a dedicated client who really wants to see change and have a six or twelve session package, you have unlimited phone/email access.

Will my banking information be protected?

Your privacy is of upmost importance to us! All your documents will be secured in a locked location. Furthermore, we do not need any of your banking information or account information. None of your contact information will be sold or given to any other organization without your knowledge and consent.